I re-made the BiggerPockets rental calculator for free.

I re-made the BiggerPockets rental property analysis calculator for completely free using an excel spreadsheet. It took me about 10 hours straight to have the whole thing up and functional and to get the calculator to a point that a felt was easy enough to understand by the general public, and now I want to give that calculator to you, free of charge.

If you read this entire article.

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Is Atom.Finance a scam?

Now that we are all home in quarantine, I have decided to take a moment to browse through some little known financial apps that I have downloaded on my phone or tablet. When I see an app that is being advertised, I tend to download it from the app store just to try it out for a few days, even if I don’t plan on keeping it. This is when I came across the Atom – Personal Finance App.

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How to Start A Blog for Passive Income

Have you been thinking about starting a blog? Or maybe you have already started one and want a little assistance on how to make it more effective. Well, look no more, I’ve made a one stop shop of all of the essentials that you will need to have covered when starting your blog site.

This articles goes over the 5 main components that your blog needs to have in order to be set up to start providing passive income. I won’t talk to much about specific design choices or customization, but I want to give your a diving board that can launch you into your writing career.

Are you ready?

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Reflection: Did I Achieve All of My Goals from My Third Month Blogging?

Wow! With all of the craziness that has happened in March, it is hard to believe that it’s already my third month writing for the Centennial Investor!

I can honestly say that I am finally getting into a little bit of a groove with my writing, and finding my happy place in a sense. I have learned so many new things in these past three months from website coding, google SEO, Facebook ads, YouTube algorithms, and so much more.

However, this is a post about the past. I want to share with you exactly the goals that I had for myself as a blogger in February of 2020 and how close I came to achieving all, if any, of them. This is a series that I look forward to each month and it is actually one of the more popular articles that I post because I think people like seeing progress being made. So without further ado, let’s get right into it.

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How the Rich Are Always Getting Richer

It is a common phrase that is heard around the financial world. People in the middle and lower classes of society complain about how the top 1% of the wealthy are hoarding 99% of the overall wealth. This disproportionate distributions on money is one of the main reasons why the democratic party has such a large following. However, it is easy to complain that they have all the money, but what if we stop and think.. how are the rich getting richer? Would that open the door to allow us to open path to wealth ourselves?

Robert Kiyosaki, a best-selling author and successful entrepreneur, talked about this in one of the most impactful books that I have read in my young life. Years ago, he wrote Rich Dad, Poor Dad which paved the way for thousands upon thousands of entrepreneurs to break their way out of the so-called “rat race”, and begin accumulating real wealth.

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How Much Money I Made in My First 3 Months Blogging

Let’s face it. If you have clicked on this article then you are either considering starting a blog or have already started one and you want to see how well you stack up against other people. Before I started the Centennial Investor, I can not tell you how many times I google searched the exact topic of “How much money can I make blogging?”

Finding out where other people are is a good way to judge your own timeline to see if you are on track or need to make some adjustments to the way that you are doing things. That is why I decided to do the public a small service and reveal exactly how much money that I really made, if any, in my first three months of starting a blog.

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How to Find Your Financial Freedom Number

If you have been working for any number of years than I am sure that you have given the idea of retirement at least one or two thoughts. It is something that we all hope to achieve one day because it seems to be the perfect set up.

Waking up in the morning with no worries in the world because you know that all of your financial obligations are taken care of, and the only things that you have to stress over is how to spend more time with your family members.

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The One Key You Need to Change the World

I have taken this quarantine period as a good of time as any to re-read some of my favorite books about how a regular individual can try to change the world. The #1 book being Think and Grow Rich by Napoleon Hill.

Within the pages of that book lies all one needs to be successful. I believe I have grown so fond of it because it does not “teach a person to be successful” by following a magic formula. It is not a blueprint on a specific niche or a specific topic. Nothing like that.

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#1 Formula for Improving Self-Confidence

Reading through one of the greatest pieces of inspirational text ever written, “Think and Grow Rich” by Napoleon Hill, I came across this astounding formula for improving self-confidence.

Through my experiences with dealing with highly successful people and people on the other end of the spectrum, I have discovered that you are who you think you are. The only limitations that life has placed on you are the ones that you acknowledge.

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Is 760 the New Perfect Credit Score?

I read an article the other day that talks about how the benefits of having a 760 credit score and a 840 credit score are exactly the same. I thought that this was interesting because I also found that there really isn’t much of a difference once you reach the top tiers of credit.

I have had the “blessing” of having an extremely low credit score and all the way up to a 775. My credit score today sits around a 760 and I barely even look at it any more.

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How I’m reacting to this volatile stock market | March 2020

Oh boy! What a rollercoaster it has been in the stock market this month! From the Coronavirus, political campaigns, and now a crude oil crisis, this is probably one of the most uncertain times since I began investing in the stock market. In a time where you don’t know what direction the market will go next, what is there for a new investor to do?

Since February 14, 2020, the S&P 500 is down an incredible 19%. These are losses that are comparable to the massive correction that happened at the end of 2017 and approaching the losses that occurring during the Financial Crisis of 2008. However, should that mean that you should stay far away from buying stocks rights now? The answer may surprise you.

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Starting a Roth IRA with $12,000

As of the start of 2020, my goal has been to make progress towards getting out of debt, building wealth, and reaching financial freedom. All three of these objectives will take quite a while, but I feel that now is one of the best times to get started on a wealth building journey in the stock market. I am starting on my journey by trying to utilize all of the tax advantaged accounts that are available to me, which includes a Roth IRA.

In this article, I talk about how I started a Roth IRA, what brokerage I am using, why I chose to fund it with $12,000 instead of $6,000, and what I chose to invest in during this time of uncertainty in the stock market.

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I made $700 doing surveys online. (No, for real.) | Make Money Online

Do you want to know one of my favorite ways to make money online? Over the past three years, I have been a member of Amazon’s Turkmaster platform known as Amazon Mechanical Turk (mTurk). This is a platform that allows you to do mundane tasks like take surveys, transcribe data, and review the authenticity of websites that machines are not able to do. The tasks, or otherwise known as hits, are typically between 10-15 minutes long and have a payout of around $0.25 per hit.

Now I know at first glance that the money that I have earned with mTurk may not sound like a lot, because in reality it isn’t. However, I found it as a great way to supplement some of my favorite habits that cost money and allow me to keep more money in my pocket at the end of the day. I have used the money that I have earned on mTurk to fund ad campaigns for my website, buy books about self-improvement, and even take care of those pesky subscriptions to streaming services that always takes a bite out of my monthly income.

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